Additional Loans


Share Secured Loans

We offer low-rate share secured loans for members that have available funds in other accounts to secure the loan.


Credit Builder Loans

Do you need to establish credit or are you looking for ways to improved your credit score?

The CreditBuilder Loan could help!  This loan is available in amounts of $1,000, $750, or $500 with a 12 month term***.

The proceeds of the loan are kept in a secure share account and available to you once the loan is paid in full.  This gives you the ability to establish a good payment history on a personal loan.

***Some restrictions apply.  Speak to a loan officer for complete details.


Student Loans

KEMBA has partnered with SallieMae to give our members access to The Smart Option Student Loan* for borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. 

Features & Benefits...

-  Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility.
-  No originiation fees and no prepayment penalties.
-  Rewards and interest rate reductions available.
-  Rates that reward creditworthy borrowers
-  Applying with a creditworthy co-signor may help you qualify.
- 100% US-Based student loan specialists.